Commercial Loans.
Commercial loans are a flexible funding solution offered by Systems Finance.
Straightforward business lending for UK companies.
Commercial loans are one of the most versatile tools available to UK businesses, covering everything from working capital and growth investment to asset purchases and refinancing.
At Systems Finance, we work with a carefully selected panel of lenders to source competitive loan facilities that fit your business, not a generic product off a shelf.
We have funded over £500 million to the UK SME market, and we understand that every borrowing requirement is different. Whether you need a short-term cash injection or a longer-term facility to fund expansion, we can help.
Our team takes the time to understand your situation, your goals, and your numbers, before presenting options that genuinely make sense for your business.
Finance for your business
If your business needs funding and you want a broker who will find the right deal, not just any deal, you are in the right place.
A commercial loan can unlock capital for almost any business purpose. We work with companies across all sectors, helping them access the right facility at the right rate, with repayment terms that match their cash flow.
Whether you are looking to purchase equipment, invest in new premises, refinance existing debt, or simply bridge a gap in working capital, we handle the legwork on your behalf. We approach our panel of lenders, negotiate terms, and present you with clear, comparable options.
We also work alongside our own funding arm,, which gives us additional flexibility to support deals that require a more tailored approach. This means more options for you and faster decisions when speed matters.
From application through to drawdown, our team guides you every step of the way. We keep the process straightforward, we communicate clearly, and we work to timelines that suit your business.
Finance for your customers
Help your clients access funding and strengthen your relationship with them.
If you are a broker, accountant, or introducer working with UK businesses, partnering with Systems Finance gives you access to a wide panel of commercial lenders and a team that knows how to get deals done.
We handle the whole process from credit submission to completion, so you can focus on your clients while we focus on securing the funding. We treat your clients with the same care and professionalism we give our own, because we know that trust is everything in a referral relationship.
We offer competitive introducer terms and a transparent process, so you always know where a deal stands. If you are regularly seeing businesses that need funding, we would love to talk about how we can support you.
How does the referral process work?
It is straightforward. You introduce the client to us with a brief overview of their requirement. We carry out our own fact-find, identify the most suitable lenders, and manage the application from start to finish. Once the loan completes, your introducer fee is paid promptly. You stay informed throughout, and your client gets a great outcome.
Why Systems Finance?
Competitive Rates
With our access to over 40 UK funders, we can provide leading rates from just 2.5%.
Acceptance Rate
We spend time understanding your business and what you are looking to achieve. This results in the creation of detailed proposals that ensure you receive the funding you want.
Rapid Finance
Systems Finance provides same day quotations with the ability to get you funding within just 24/48 working hours.
Key benefits of commercial loans through Systems Finance
Whole-of-Market Access
We approach a broad panel of lenders on your behalf, giving you access to competitive rates and terms you may not find going direct.
Fast, Flexible Decisions
Our experience and lender relationships mean we can often secure indicative terms quickly, keeping your plans on track.
Fund Almost Any Purpose
From working capital and growth investment to refinancing and asset purchase, commercial loans cover a wide range of business needs.
Tailored Repayment Terms
We structure repayments around your cash flow, so monthly commitments are manageable and predictable from day one.
Expert Support Throughout
Our team handles the application process end to end, from packaging your case to liaising with lenders and seeing the deal through to drawdown.
Commercial Loans Testimonial
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